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Bankruptcy judges in Arkansas, Iowa, Minnesota, Missouri, and the Dakotas use the totality-of-the-circumstances test.

Bankruptcy judges in Arkansas, Iowa, Minnesota, Missouri, and the Dakotas use the totality-of-the-circumstances test. The totality of circumstances examination looks at similar issues the Brunner examination test looks at. But in addition permits evaluator to see if extra situations render student loan payment an undue adversity for your needs. Price to Document Personal Bankruptcy On…

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